| 1. | Note that the expense ratio can go as high as 1.25 percent.
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| 2. | Where expense ratios become critical is when returns regress to the mean.
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| 3. | The average stock fund has an expense ratio closer to 1.3 percent.
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| 4. | Litman observes that smaller funds tend to have relatively high expense ratios.
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| 5. | Bond index mutual funds had an average expense ratio of 0.35 percent.
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| 6. | At the extreme end, Vanguard expense ratios go as low as 0.12.
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| 7. | Remember that no-load funds can have higher expense ratios than load funds.
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| 8. | Foreign funds'average expense ratio is 1 . 76 percent, according to Morningstar.
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| 9. | Each professional has an independent definition of an unacceptably high expense ratio.
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| 10. | The average expense ratio for a stock fund is about 1.4 percent.
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